Almost every day an article is written, or a news report is broadcast somewhere about the trouble many US college students are in with credit card debt. New laws enacted with the Credit Act of 2009 made it a little harder for teens over the age of 18 to get a credit card but it is still perfectly possible.

Ask any financial expert and they will tell you that the key to younger people managing credit and credit cards the right way is education.

Student credit card debt has become a real problem in the US over the last several years and even provisions in the Credit act of 2009 designed to decrease it have been less than effective.